Insurance Risk Assessment – $250.00 + GST
Identify Hazards. Lower Risk. Support Coverage.
Insurance companies evaluate your property for risk factors that can impact premiums, claims, or coverage eligibility. Our Insurance Risk Assessment helps you get ahead — by identifying and documenting the issues that could affect your insurability before your provider does.
What You Receive:
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On-site risk evaluation by a certified inspector
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High-resolution photographic documentation of key systems
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Clear, prioritized summary of high-risk items
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Insurance-focused checklist to support coverage or improvements
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Optional: Documentation for your insurer or broker
What We Inspect:
Fire & Electrical Hazards
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Panel capacity, outdated wiring (e.g., aluminum, knob-and-tube)
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Improper extension cords or overloaded circuits
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Smoke/CO detectors (placement, function, expiry)
Water & Moisture Risks
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Active or historical signs of water damage
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Plumbing fixture leaks, unprotected water heaters
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Improper drainage, missing gutters, negative grading
Structural & Roofing Concerns
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Foundation cracks, sagging, or structural shifts
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Roofing wear, flashing issues, unsecured components
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Missing handrails, stair safety, visible modifications
Heating & Combustion Systems
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Furnace, water heater, fireplace clearance and venting
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Chimney and flue system condition
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Presence of uncertified wood/pellet stoves
Liability Exposures
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Trip hazards, uneven walkways, stair safety
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Unprotected pools or trampolines
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Egress, fencing, and secondary suite compliance
What’s in the Report:
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Risk-based condition summary
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High-quality labeled images
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Compliance checklist to guide next steps
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Notes on potential impacts to insurability
Examples of What We’ve Found:
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Missing CO detectors in a rental unit flagged by an insurer
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Wood stove installed without WETT certification
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Active plumbing leak under a kitchen sink causing mold growth
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Unfenced trampoline on a multi-family rental property
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Loose handrails and unlit steps creating a liability hazard
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Pricing: $250.00 per location + GST
Includes: On-site inspection and digital risk report
Optional Add-ons: Thermal imaging, follow-up reinspections
Best For:
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Landlords and property managers
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Homeowners preparing for insurance renewal
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Clients denied or at risk of losing coverage
Protect your property. Support your coverage.
Book a proactive Insurance Risk Assessment with A Unique Task today.