Underwriting Inspection
Accurate Property Intelligence to Support Insurance Decisions
Underwriters need reliable, impartial data to evaluate risk, determine premiums, and make informed coverage decisions. Our Underwriting Inspection service provides detailed insights into a property's condition — backed by high-resolution photos and expert observations.
What We Inspect:
Structure & Exterior
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Foundation, visible framing, roof structure, soffits, eaves, and siding
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Drainage, driveway, walkways, fences, and outbuildings
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Roofing, windows, and doors — age, installation, and current condition
Electrical, Plumbing & HVAC Systems
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Main electrical panels, visible wiring, grounding, and safety features
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Plumbing fixtures, shut-off valves, visible piping, and water heater status
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HVAC equipment — condition, clearances, operational performance
Interior & Occupancy Factors
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General condition of floors, ceilings, and walls
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Space usage (residential, commercial, basement suites, etc.)
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Presence and condition of smoke/CO detectors and extinguishers
Risk & Liability Indicators
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Trip hazards, water intrusion, visible mold, or pest activity
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Roof access, combustible storage, and fire separation issues
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Signs of prior claims, unpermitted work, or insurance exclusions
What You Receive:
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Professionally written, underwriter-ready report
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Photo-supported summaries of major systems and risk factors
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Notes on deficiencies, deferred maintenance, and red flags
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Digital delivery within 24–72 hours
Ideal For:
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Insurance underwriting (new policies or renewals)
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Brokers requiring third-party property documentation
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Properties pending approval due to condition concerns
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High-value or complex risk assessments